1. Acceptance

By creating an account or using Houston Foreclosure Alerts (the "Service"), you agree to these Terms of Service ("Terms") and our Privacy Policy. If you do not agree, do not use the Service. The Service is operated for users 18 years of age or older located in the United States.

2. The Service

We provide a subscription-based real estate data and outreach platform focused on properties in the Greater Houston area. Mortgage foreclosure filing coverage includes Harris, Montgomery, Waller, Galveston, Brazoria, and Chambers counties; tax-delinquent records cover Harris County; code records cover the City of Houston municipal jurisdiction. Features include mapping, lists, notes, direct mail (via Lob), skip tracing (via Tracerfy), comparable sales reports (via RentCast), and a marketplace for users to post deals.

3. Subscription & billing

Access requires an active subscription billed monthly through Stripe at the price displayed at checkout (currently $39/month). Your subscription renews automatically until canceled. You can cancel any time from your account page; cancellation takes effect at the end of the current billing period. We do not provide pro-rated refunds for partial months.

Eligible new members can purchase seven days of introductory access for $1 after creating an account and completing Stripe checkout. A phone number is optional for new signups. The $1 introductory charge is due at checkout. Monthly membership starts at $39 after seven days and renews automatically unless canceled before the introductory period ends. Cancel from your Account page to avoid monthly renewal; cancellation does not reverse the $1 introductory charge. Existing subscriptions and previously approved referral or promotional offers retain their agreed terms. Your account's eligible offer and any approved discount are shown before checkout. Accounts or browsers that previously used a trial may be offered monthly paid access instead, with explicit confirmation before continuing.

Some features incur per-use charges (skip traces, comparable reports, direct mail postage and printing, sequence prepayment) deducted from your in-product wallet. Wallet funds are non-refundable once consumed and have no cash value. Unused wallet balance is refundable on account closure at our discretion, less any incurred fees.

We may change pricing on 30 days' notice by email. Promotional pricing applies only as described in the offer.

4. Acceptable use

You agree not to:

Resell, sublicense, or redistribute property data, ownership records, or contact information obtained from the Service to third parties.
Scrape, bulk-export, or systematically download data outside of features explicitly provided in the product.
Use skip-traced contact information for unlawful telemarketing, harassment, or in violation of TCPA, FTC, CAN-SPAM, or comparable laws.
Use the direct mail feature to send threatening, deceptive, or unlawful content. You are solely responsible for the content of every mail piece you send.
Reverse engineer, decompile, or attempt to derive the source code of the Service.
Share your account credentials or allow others to use your account.
Probe, scan, or test the vulnerability of the Service or attempt to circumvent any access controls.

5. Direct mail responsibility

When you create a mail campaign or sequence, you are the sender of record. You confirm that you have the legal right to mail to the recipients chosen, that all content (including templates you upload or paste) complies with applicable law, and that you indemnify us and Lob against any claims arising from the content or recipients of your mail. Postage and printing fees are non-refundable once a mail piece has been submitted to Lob, except where Lob fails to deliver due to its own error.

6. Skip tracing & comparable sales data

Contact information returned by skip tracing is provided by a third-party vendor and may be inaccurate or out of date. We do not guarantee any minimum match rate or accuracy. Comparable sales data is derived from public records and may not reflect current market conditions. You are responsible for verifying any data before relying on it for investment decisions.

7. Marketplace

The marketplace lets users post wholesale deals to other users. We are not party to any transaction between users, do not verify deal terms, and do not guarantee outcomes. You transact with other users at your own risk and are responsible for your own due diligence.

8. Referral program

We may offer a referral program. When a user you refer becomes a paying subscriber, you may receive account credit toward a future subscription invoice (currently equivalent to one month of service), and both you and the referred user may receive in-product wallet funds. A user who signs up through your referral link or code may receive a discount on their first billing period. Rewards are granted only after the referred user's first successful payment.

Account credit and wallet funds have no cash value, are non-transferable, are not redeemable for cash or refundable, and expire if your account is closed. Reward amounts and program terms may be modified or the program discontinued at any time. We reserve the right to withhold or void rewards earned through fraud, self-referral, duplicate or automated account creation, or violation of these Terms, and to reverse rewards associated with a payment that is later refunded or charged back.

9. Intellectual property

The Service, including its software, design, branding, and aggregated data presentation, is our property and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for your own real estate investing activities while your subscription is active.

10. Disclaimers

The Service is provided "as is" without warranties of any kind. We do not warrant that property data is accurate, complete, or current; that the Service will be uninterrupted; or that any deal, skip-trace match, or mailing will produce a result. We are not a real estate broker, attorney, or financial advisor; nothing in the Service is legal, tax, or investment advice.

11. Limitation of liability

To the maximum extent permitted by law, our aggregate liability arising from or related to the Service is limited to the greater of (a) the amount you paid us in the 12 months before the event giving rise to the claim, or (b) one hundred dollars ($100). We are not liable for indirect, incidental, consequential, special, or punitive damages, including lost profits or lost data.

12. Indemnification

You agree to defend, indemnify, and hold us and our vendors harmless from any claim arising from (a) your use of the Service, (b) the content or recipients of any mail piece you send, (c) your violation of these Terms or applicable law, or (d) your infringement of any third-party right.

13. Termination

We may suspend or terminate your account for violation of these Terms, non-payment, or any abuse that threatens the Service or other users. You may terminate at any time from your account page. On termination, your right to use the Service ends immediately; sections 4–12 survive termination.

14. Governing law & disputes

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any dispute will be resolved exclusively in the state or federal courts located in Harris County, Texas, and you consent to personal jurisdiction there.

15. Changes

We may update these Terms from time to time. Material changes will be communicated by email or by an in-product notice. Continued use after the effective date constitutes acceptance.

16. Contact

Questions? Email josh@houstonforeclosurealerts.com.